Social Security is reaching its tipping point

RETIREMENT years for the average American usually bring an encounter with the Social Security Administration (SSA). That time has come for our household. Actually, Dee Dee had her experience with SSA last year and now in 2010, my turn has come. Actually, I was contemplating that the encounter was akin to dealing with the California DMV, but it was much more pleasant and efficient than the typical appointment with the state’s vehicle license department.

All things considered, I give the SSA an “A+” grade and here’s why. I am at this juncture now three months shy of my 62nd birthday due to my application for early retirement and long-term disability following treatment and recovery from mantle cell lymphoma. And while remission from the cancer a second time is confirmed and steady, I continue to deal with immune system issues that prevent contact with sick people, including the grateful hospital patients with whom I had regular contact as a hospital development officer.

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ACCORDING TO THIS REPORT | |  ”The bursting of the real estate bubble and the ensuing recession have hammered jobs, home prices and now Social Security.

“This year, the system will pay out more in benefits than it receives in payroll taxes, an important threshold it was not expected to cross until at least 2016, according to the Congressional Budget Office.

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